Best Lessons on How to Build Credit

Best Lessons on How to Build Credit

Are you in a crappy financial situation and looking for the best advice on how to build credit? Credit is essentially your ability to purchase or procure goods and services and demonstrates to the vendor that you can be trusted and will pay your debts. Unfortunately, many bad financial decisions can negatively impact your credit score and leave[…]

how to create an emergency fund

Case Study: How to Start an Emergency Fund

The gamut of personal finance blogs have effectively and efficiently analysed the existence of an emergency fund and the benefits of having one. However, there is no one size fits all solution for each and every situation. Rather, the individual should look at his/her situation and create a plan which examines all possibilities. Odd Cents was started in[…]