Budgeting

Odd Cents - How to Budget When You’re Making Minimum Wage (1)
Budgeting

How to Budget When You’re Making Minimum Wage

When you’re a low-income earner, money may not stretch as far as you would like it to. There may be things that you would love to purchase, but funds are allocated to something else. Every extra dollar that you earn already has an expense or a bill lined up. How many times have you had […]

Odd Cents - How to Set Up a Household Budget - Foodica
Budgeting

How to Set Up a Household Budget and Stick to It

Late last year, I spent endless hours on Pinterest trying to find the perfect template to set up a household budget worksheet that I could use to organise my house finances. The reason for this, is that I finally decided to separate my personal budget from my household budget. In the past, I’ve always included […]

Odd Cents - The 50-30-20 Budget
Budgeting

The 50-30-20 Budget

I came across an article on MSN called the 50-30-20 Budget Fix. The 50/30/20 budget is another way to allocate one’s income and the writer claims that it is a simple way to build “financial security” and reduce the “chances of a setback.” The 50-30-20 Budget This budget is one where your needs, wants, and […]

Odd Cents - How Can I Treat Myself on a Budget_
Budgeting, Lifestyle

How Can I Treat Myself on a Budget?

This is something that people have asked me from time to time. Sometimes we do need to treat ourselves when we’ve accomplished something or just need a pick me up. But if I have little or no money, how can I treat myself on a budget? How I Treat Myself on a Budget There are […]

How To Track Your Finances Using A Budget - Foodica
Budgeting

How To Track Your Finances Using A Budget

Many people hear the word “budget” and their minds immediately go to what the leader of a country or an organisation does periodically to see where money will be spent. To be honest, when I think of the word “budget”, I think of my little excel document that details how my salary will be allocated. […]