The road to financial prosperity and being debt free can seem quite far away when you’re over $10,000 in debt. Seeing all of those zeroes looking back at you can be scary, if you do not have a plan with a goal. This financial story that I am writing for myself will have a happy […]
Category: Debt Management
Good debt management practices are essential to how you cope with debt. Stay updated with our debt management guide, which provides practical advice on budgeting, borrowing, cutting costs and how you can manage your debt.
Are you in a crappy financial situation and looking for the best advice on how to build credit? Credit is essentially your ability to purchase or procure goods and services and demonstrates to the vendor that you can be trusted and will pay your debts. Unfortunately, many bad financial decisions can negatively impact your credit […]
Do you know that feeling when you think that you have it all figured out, but then something comes along and makes you question yourself? That happened me today when I was researching the fine details of the debt snowball method and came across something called the debt avalanche method. The Problem I had to […]
Personally, I think it’s hard to find effective financial tools and calculators. On a random day when I find myself wanting to calculate something and I have to search so many websites to find the right tool. One day I decided to just sit down and create a long list of personal finance tools and […]
The gamut of personal finance blogs have effectively and efficiently analysed the existence of an emergency fund and the benefits of having one. However, there is no one size fits all solution for each and every situation. Rather, the individual should look at his/her situation and create a plan which examines all possibilities. Odd Cents […]
I want to be debt free. But sad to say, I can’t be unless I win the lottery. Many of my goals and dreams require that I have some form of debt or a boatload of funds. There are some people who would have worked for many years, saved every dime and bought major purchases […]