It’s time to stop living paycheck to paycheck especially if you are fully employed and you have the ability to do better with your money. Some of us are genuinely struggling to eat each month and we are not in a position to do better at this time. But if you choose to make bad choices and you[…]
Do you understand the definition of net worth? If you follow many other personal finance blogs, you may see bloggers posting about their net worth. The really in depth net worth reports will go into detail about what makes up the calculation. You can easily calculate your net worth by subtracting your total liabilities from your total assets.[…]
As we say goodbye to an old year and welcome a shiny new year, many people are making personal finance resolutions. I’m not really a fan of calling them resolutions, because I look at them as goals that you will be working towards. The best approach to making your personal finance resolutions stick is look at them as[…]
Welcome to Odd Cents! I’m glad to have you as part of my journey to a healthy personal finance life. The mission of this site is to provide you with the best old, present, new and future personal finance trends that you can use for your own personal finances. Odd Cents has been on the personal finance interwebs[…]
Do you know that feeling when you think that you have it all figured out, but then something comes along and makes you question yourself? That happened me today when I was researching the fine details of the debt snowball method and came across something called the debt avalanche method. The Problem I had to make a few[…]
A few weeks ago, I found myself going through the Reddit Personal Finance goldmine. I call it a goldmine because it’s been a rough couple of months and I had lots of personal finance questions that I needed answers to. When life happens, everything that you had figured out gets thrown out and you’re somehow back at square one. I’m[…]
Extra cash in your pocket each month could have a big impact on your personal finances. If you can make a second income, then its more likely that you will reach your financial goals a bit faster. Extra funds can be used to pay off a credit card debt, boost an emergency fund or increase good ol’ savings. But[…]
Love is in the air and maybe you’ve already found your financial soulmate. You know what I mean. That person whose financial aspirations and decisions align with yours. The one that you share your deepest money secrets and achievements with. The one that can come to you with any personal finance problem and you are willing to lend an ear.[…]
Fixing your personal finances can be as simple as navigating a few financial management apps on your phone. There are hundreds of apps which promise to help you to cut costs, track expenses, manage money and manage your personal finances overall. In a world that runs on mobile applications, how can you select the best financial management apps?[…]
This is my story of how I was able to get an MBA with no debt. At the time when I made the decision to pay for my education out of pocket, I did not give much thought to it. I knew that I did not want to get a loan, I was not willing to touch my[…]
