Start Here

Welcome to Odd Cents! I’m glad to have you as part of my journey to a healthy personal finance life.

The mission of this site is to provide you with the best old, present, new and future personal finance trends that you can use for your own personal finances.

Odd Cents has been on the personal finance interwebs since 2011, so I’ve seen quite a bit in the last few years. The focus of the site has shifted over the past few years, but the site is still dedicated to personal finance.

Start Here

If this is your first time here, you may feel a bit overwhelmed. That’s why this Start Here page is the perfect place to start. There are three main ways for you to gain the benefits that this site has to offer. One is by going to the list of categories and selecting the topic that you are interested in. Another is to take a look at the Resources page to see the types of products and services that I recommend to get you on your feet. The third way is to subscribe by email – you will get some cool personal finance tips and tricks that I’ve found throughout the week, for free!


Many new readers come to Odd Cents looking for the best advice to save money and budget when doing life. Personal finance is a very large topic that can be very confusing at times. So, I have organised the site into several categories to help you find the personal finance content that suits your needs. These categories are:

Resource Library

Finding solutions for your personal finance problems should not be painful or expensive. That’s why I created an awesome Resource Library just for you. The library contains digital guides that you use right now. One of them is the Personal Finance Checklist which details 31 actionable steps that you can take to fix your finances immediately. Another is the Seven Step Financial Makeover  which is a workbook that provides you with the tools that you need to change your personal finance life. And if you’re thinking about starting a business, the Essential Business Plan Workbook is recommended because you have to write down those goals and dreams.


A popular page on Odd Cents is the Resources page. This page contains all of my recommended personal finance tools, products, services, apps and websites. Some of them are paid options, but the majority of them are free.


If you want to stay in contact with me and all of the latest personal finance news, subscribe to Odd Cents. You’ll receive a valuable gift that you can use right away, just for signing up.  It’s free and your details will never be shared.