The gamut of personal finance blogs have effectively and efficiently analysed the existence of an emergency fund and the benefits of having one. However, there is no one size fits all solution for each and every situation. Rather, the individual should look at his/her situation and create a plan which examines all possibilities. Odd Cents… Read More »Case Study: How to Start an Emergency Fund
This guide will compare prepaid mobile data plans in Barbados between Digicel* and Flow (at 13 Nov 2015) and provide some adaptable guidelines for comparing mobile data plans in your country. One of the major telecommunications giants in Barbados, recently amended its mobile data plans and has effectively made the prepaid cell phone market more… Read More »Comparing Prepaid Mobile Data Plans in Barbados
Making the switch to a credit union, is a step that thousands of people around the world take annually. The credit union is seen as a healthy alternative to the traditional commercial bank because of its positive promotion as a community local bank that belongs to its members. However, before you decide to dump your… Read More »Making the Switch to a Credit Union
With so many banking options available these days, people should be willing to shop around find the best options. It does not matter if you are looking for your first bank account or looking to switch financial institutions, because the process should be same. There are so many things to consider when choosing a bank… Read More »Things to Consider When Choosing a Bank Account
Yet another Caribbean country has turned to an economic citizenship by investment programme. Reports indicate that this was done in an effort to boost a struggling economy riddled with debt; rising financial commitments; and projected low economic growth for the future. St. Lucia has joined St. Kitts and Nevis, Dominica, Antigua and Barbuda and Grenada as… Read More »Economic Citizenship by Investment in the Caribbean
One of the best budget home décor ideas that I’ve come across is to decorate with paint. This is an inexpensive way to dramatically alter how a room looks. When it comes to painting there are several options available. You can paint the walls of the room, the ceiling, the floor and the furniture or… Read More »How to Decorate With Paint
I remember when I first found this black bean burger recipe. I was looking for budget lunch recipes which were different, easy to prepare and tasty. I’m not a vegetarian, but sometimes I get the urge to avoid meat. I actually found several recipes on the Internet and I put together this one based on… Read More »Easy Black Bean Burger Recipe
I remember when I first started budgeting back in 2008. I started because at the end of 2007, I made a New Year resolution to put my spending in check. There were a few goals that I wanted to achieve and in order to do this I had to make a change. I had no… Read More »Key Steps for Budgeting
Hi readers. Here is a quick Odd Cents update. I’d like to apologize for the unavailability of Odd Cents for the past week or so. The site crashed through no fault of mine and I subsequently had to rebuild it. I lost everything. There are a few articles that were saved and I will post… Read More »Odd Cents Update
On the 2nd September 2011, I wrote and posted my first article on Odd Cents. It was an introductory post which was the beginning of a blog dedicated to providing personal finance and lifestyle tips. My earlier articles would give you an idea of my humble beginning as a writer. I look back at those… Read More »Personal Finance and Lifestyle Tips