The children are going back to school after a long summer vacation. Some of you might be smiling, but others are worried about lunch money, bus fares, never ending traffic and the aches and pains that are characteristic of a new school term. I know that feeling. I will go back to leaving home extremely… Read More »Five Back To School Tips for Parents
There are so many ways to save money and to cut back on spending. It’s an exercise that can really make you re-think your spending habits. When I decided to revamp my spending habits, it was not easy. It is a very hard process that calls for dedication and focus on the task at hand.… Read More »Five Easy Ways to Save Money
Many people hear the word “budget” and their minds immediately go to what the leader of a country or an organisation does periodically to see where money will be spent. To be honest, when I think of the word “budget”, I think of my little excel document that details how my salary will be allocated.… Read More »How To Track Your Finances Using A Budget
I’ve been called “cheap” by many people and for some reason I never get offended. In the Caribbean “cheap”, which also means frugal, is a term used to describe people who do not like to spend money or overspend on items. When I’m described as “cheap”, I usually smile and say “Ah well.” It does… Read More »Is Being “Frugal” a Bad Thing?
This is the official “first post” of my blog Odd Cents. Odd Cents is a personal finance blog for people who are looking for ways to save, invest and spend their dollars and cents responsibly. It is not intended to tell you what to do or what not to do with your money, but it… Read More »Welcome to Odd Cents