The Borrowing Money Guide is where you can find all of the information that you need to make smart decisions about loans and mortgages. Borrowing money is one of the most important concepts in personal finance because a loan will have a big impact on your finances. I will break down the types of loans… Read More »Borrowing Money Guide
A commercial bank is a financial institution that provides several financial services. Financial services are varied but fall into the broad categories of deposits, loans and investments. These financial services are offered to the banks’s main customers – individuals, institutions and businesses. Role of the Commercial Bank The primary function a commercial bank is to… Read More »What is a Commercial Bank?
CIBC First Caribbean International Bank is a financial services entity in Barbados, which offers services in Corporate Banking, Retail Banking, Wealth Management, Credit Cards, Treasury Sales and Trading and Investment Banking. CIBC First Caribbean International Bank is a subsidiary of the Canadian Imperial Bank of Commerce. History The entity was formed in 2002 as FirstCaribbean… Read More »CIBC First Caribbean International Bank
Cell phone plans and prices have changed drastically over the last few years. With the advancement of mobile technology and on-the-go internet, mobile service providers have been on their toes. These days it’s relatively easy to compare their rates and to assess who provides the best value for money. At times, they can be on… Read More »How to Compare Cell Phone Plans and Prices
I’m almost embarrassed to write this personal finance review just because the Gambler movie was released in 2014 and I’ve only just heard about it. I’ll admit that I’m not up to date on many movies, so this will probably not be the last review that is years behind. I was having a conversation with… Read More »Personal Finance Review: The Gambler Movie
Personally, I think it’s hard to find effective financial tools and calculators. On a random day when I find myself wanting to calculate something and I have to search so many websites to find the right tool. One day I decided to just sit down and create a long list of personal finance tools and… Read More »Top 40 Personal Finance Tools and Calculators
The following is a guest post from Ethan Rockford of Readies. Financial inspiration can be hard to maintain. On one hand, bills are enough incentive to keep you working and earning a paycheck. Yet, at the same time, it is easy to feel as though you’ve settled-in to a financial rut. Is your income lagging… Read More »3 Ways to Improve Your Financial Outlook
The best way to plan for retirement is to start now. Planning ahead using the right retirement planning tools will ensure that you are prepared for the future. Figuring out a suitable retirement plan includes assessing your future needs based on current or expected factors such as marital status, dependents, mortgages and loans, lifestyle and… Read More »Navigating Retirement Planning Tools
What is personal finance? Personal finance is the activity or group of activities used by an individual to manage his or her finances. It includes an initial assessment of the current position, identification of goals, creating a strategic plan to achieve these goals, executing the plan to handle one’s personal financial affairs and monitoring the effectiveness… Read More »What is Personal Finance?
I prepared this consumer insurance guide to help you understand insurance and to get the best coverage to suit your needs. When I wrote this article, I learnt many new things about insurance that I had never heard before. The guide explains the basic types of insurance and covers the things that you need to… Read More »Getting Started with the Consumer Insurance Guide