Finding the right bank that meets all of your needs does not have to be difficult. Your reasons for choosing the right bank, will determine what account or banking service is right for you. In our banking guide, we will look at the different types of financial institutions, identify the various accounts, talk about interest rates and examine some of the available banking products and services.
Sometimes it feels like my savings are going nowhere. I sock away a reasonable chunk of my salary, but it’s not really moving upwards as I would like. I mean, I bank my hard earned dollars hoping to get the best returns possible and grow my savings. But nothing. I’ll admit that one personal finance… Read More »Why You Should Compare Savings Accounts
It’s almost the end of the year and that means it’s time for some financial housekeeping. You should be in the habit of assessing how the year went, whether or not your personal finance tactics were successful, and if you met the goals you had set for yourself. It will also allow you to create… Read More »Odd Year End: Financial Housekeeping Link Roundup – 10/24
A commercial bank is a financial institution that provides several financial services. Financial services are varied but fall into the broad categories of deposits, loans and investments. These financial services are offered to the banks’s main customers – individuals, institutions and businesses. Role of the Commercial Bank The primary function a commercial bank is to… Read More »What is a Commercial Bank?
CIBC First Caribbean International Bank is a financial services entity in Barbados, which offers services in Corporate Banking, Retail Banking, Wealth Management, Credit Cards, Treasury Sales and Trading and Investment Banking. CIBC First Caribbean International Bank is a subsidiary of the Canadian Imperial Bank of Commerce. History The entity was formed in 2002 as FirstCaribbean… Read More »CIBC First Caribbean International Bank
What is personal finance? Personal finance is the activity or group of activities used by an individual to manage his or her finances. It includes an initial assessment of the current position, identification of goals, creating a strategic plan to achieve these goals, executing the plan to handle one’s personal financial affairs and monitoring the effectiveness… Read More »What is Personal Finance?
I closed my bank account because I was fed up with an annoying bank fee. I know that this might not be the best solution for everybody, but it definitely is the most effective. Banks charge for everything under the sun, and if the government imposes additional fees on them, you can be sure that… Read More »Why I Closed My Bank Account After Two Years
Making the switch to a credit union, is a step that thousands of people around the world take annually. The credit union is seen as a healthy alternative to the traditional commercial bank because of its positive promotion as a community local bank that belongs to its members. However, before you decide to dump your… Read More »Making the Switch to a Credit Union
With so many banking options available these days, people should be willing to shop around find the best options. It does not matter if you are looking for your first bank account or looking to switch financial institutions, because the process should be same. There are so many things to consider when choosing a bank… Read More »Things to Consider When Choosing a Bank Account
On the 2nd September 2011, I wrote and posted my first article on Odd Cents. It was an introductory post which was the beginning of a blog dedicated to providing personal finance and lifestyle tips. My earlier articles would give you an idea of my humble beginning as a writer. I look back at those… Read More »Personal Finance and Lifestyle Tips
You’ve been asking for help and I’m going to try my best to help you. Some people have asked me to help them to get their finances on track and although I don’t know everything, I can definitely try. For the next twelve weeks, I’m going to give you tips on how to fix your… Read More »12 Weeks to Fix Your Finances