Making the switch to a credit union, is a step that thousands of people around the world take annually. The credit union is seen as a healthy alternative to the traditional commercial bank because of its positive promotion as a community local bank that belongs to its members. However, before you decide to dump your… Read More »Making the Switch to a Credit Union
Banking and Finance
Finding the right bank that meets all of your needs does not have to be difficult. Your reasons for choosing the right bank, will determine what account or banking service is right for you. In our banking guide, we will look at the different types of financial institutions, identify the various accounts, talk about interest rates and examine some of the available banking products and services.
With so many banking options available these days, people should be willing to shop around find the best options. It does not matter if you are looking for your first bank account or looking to switch financial institutions, because the process should be same. There are so many things to consider when choosing a bank… Read More »Things to Consider When Choosing a Bank Account
On the 2nd September 2011, I wrote and posted my first article on Odd Cents. It was an introductory post which was the beginning of a blog dedicated to providing personal finance and lifestyle tips. My earlier articles would give you an idea of my humble beginning as a writer. I look back at those… Read More »Personal Finance and Lifestyle Tips
You’ve been asking for help and I’m going to try my best to help you. Some people have asked me to help them to get their finances on track and although I don’t know everything, I can definitely try. For the next twelve weeks, I’m going to give you tips on how to fix your… Read More »12 Weeks to Fix Your Finances
I remember when I was in university, there was a girl who was working, studying and had her own car. There I was – studying full-time, and I was unemployed with no car. I had a conversation with a friend and expressed my wish to be like that girl and have a car. But now… Read More »Why You Should not Compare Your Finances With Others’
I was reading through an old Essence magazine and I came across an article written by Tamara E. Holmes that talked about giving yourself a money makeover. Makeovers are not just for changing the way you look. You can give yourself a money makeover and change the way you look at your finances. If you… Read More »Give Yourself a Money Makeover
I’m not perfect when it comes to spending and saving money, but I know that I try to think about each activity. I would not spend $100 that I had allocated to my RRSP on a pedicure. Deciding which money rules to live by is not that hard. In my opinion, it’s all about using… Read More »Money Rules to Live By
I’m a stickler for record keeping. I keep everything from bank statements down to supermarket receipts. My record keeping is not perfect, but I know where everything. It’s important to keep financial records and I have been doing this for the last four years. My documents are saved in yearly diaries, but in 2013 I… Read More »How Long Should You Keep Financial Records?
A few weeks ago I read a story in a Barbados newspaper which highlighted the “plight” of commercial banks in Barbados. Apparently, the commercial banks were crying out for an ease on the interest paid to its customers. One one hand I can understand – their aim is to make profits and their goal is… Read More »Commercial Banks in Barbados Want An Ease
There is no magic formula which will help you to decide how to choose the right bank. Having an idea of your needs is the first step to deciding which bank to choose. I think that when you’re looking for a bank to open any type of account, you should definitely ask around. I would… Read More »How to Choose the Right Bank