It’s not difficult to keep track of spending. In fact, it’s one of the simplest activities that helps you to manage your finances. If you’ve never tracked your spending before, and you want to start, but you don’t know how to do it, you’ve come to the right place. I will teach you how to… Read More »How to Keep Track of Spending
Banking and Finance
Finding the right bank that meets all of your needs does not have to be difficult. Your reasons for choosing the right bank, will determine what account or banking service is right for you. In our banking guide, we will look at the different types of financial institutions, identify the various accounts, talk about interest rates and examine some of the available banking products and services.
If you think that you are alone with your financial problems, think again. On this earth of millions and billions and trillions of people, it is a fact that at least one other person is going through the same financial difficulties as you. I can give you ten common financial problems that are popular. Credit… Read More »Ten Common Financial Problems
I do not like accounting, but I’ve been working in the field for the last five years. It’s boring, monotonous and does not require any creativity. On the other hand, personal finance is lot more appealing and can be fun, if you know what you’re doing. And now that I can apply some of the… Read More »How To Calculate Your Net Worth
The difference between good debt and bad debt can be quite small at times. So small, that we often get confused about what should be classified as good debt and bad debt. Unfortunately for me, I used to think that all debt was bad debt. But then when I started blogging, that view changed considerably.… Read More »The Difference Between Good Debt and Bad Debt
Over the last few weeks I’ve read several articles which stress the importance of talking about money at home. I believe that money talks should be an open discussion which includes the entire family. Some people are of the opinion that money should be discussed among adults only. I disagree. Where should you start? How… Read More »How To Talk About Money At Home
Valentine’s Day is just around the corner and I know that people will be going all out with chocolates, teddy bears and roses. The red and white is already making me feel nauseous, but I’ll put that behind me as I write this post. I’m not a Scrooge, but I think that you should be showing your… Read More »Budget-Friendly Valentine’s Day Gift Ideas
I’m an avid saver. If I get a dollar, I aim to save at least half of it. But lately, my savings have dropped considerably. This is not because I’ve been spending like a maniac, but simply because the prices of goods and services are rising, and my salary is going nowhere. No matter how… Read More »We Can’t Do It On Our Own
I was watching an episode of Property Virgins on HGTV, and this particular couple was looking to buy a home. I can’t remember what their initial budget was, but the husband was willing to max out the budget, whilst the wife was more comfortable with staying way under it. The husband in reinforcing his point… Read More »The Reason Why We Make Money is To Spend It
When I first started blogging, making money was not at the forefront of my mind. It was at the back of my brain just chilling. But then I found this link on Budgets are Sexy and I thought “Why not?”. I think it’s “doable”. Edward Antrobus launched the $3K Challenge in January 2012 and I joined! The… Read More »I Joined the $3K Challenge
On Friday I bought a lotto ticket and as usual, I did not win. It was a spur of the moment, hope upon hope, wish upon a star moment where for a fleeting second I knew for a fact that I was buying the winning ticket. I’ve read about people buying a ticket out of… Read More »What Are My Chances of Winning The Lottery?