At the beginning of January 2019, I decided that I would create a template that tracks all of my goals, lists all of my must-do activities and missions that I want to accomplish in the near future. Each week, I update the template with all of the activities that I […]

Twas’ the day before Christmas Eve and you’ve just realised that you have to get a few more last minute Christmas gifts. Your first thought may be to check your budget to see how much is left from your Christmas gift budget. But if you’re anything like me, you do […]

Merry Christmas on a budget to you and yours, and all the best as you plan for the New Year! As we celebrate this joyous day that commemorates the birth of Jesus Christ, I’d like to take a few steps back and look at this day from a different angle. […]

I love coupon and discount sites and I use them whenever I’m shopping online. It’s a habit I developed a few years ago when I bought my first domain. I was able to get domains for $0.99, because I was able to find active coupons that worked. Now, I try […]

There are a few days left until Christmas Day and I will not be enduring the hustle and bustle of the season as the big day draws near. My favourite last minute Christmas shopping tip, which no one seems to follow is to shop early! However, if you have a […]

The holiday season is right around the corner and visiting family and friends is at the top of many holiday lists. Some people may prefer to hitch a plane or train ride to get to their destinations or just stay home and Skype everyone on the big day. But if […]

Sometimes the best ways to save money and cut back on expenses are right under our noses. One of these sneakily simple ways is to save money at the supermarket. For many people, the food bill is the largest recurring monthly expense and given that we need food to survive, […]

The Better Shopping Guide is designed to help you to cut back on your spending. Learn how to save on your grocery bill, travel expenses and other consumer expenses whilst maintaining a satisfactory quality of life. There are lots of ways to save money when shopping. It’s more about developing a smart […]

I was once faced with the decision of paying for tuition out of pocket or applying for a loan from a financial institution. The university that I wanted to attend gave me the option to pay my tuition per course (payment plan) or pay the full tuition fee. To pay the […]

When I was younger, I had a neighbor who refused to use financial institutions to save and keep her money safe. Instead, she kept her money outside in her yard in a metal canister hidden in a hole she had dug next to the dog house. Since then, I’ve heard […]