The children are going back to school after a long summer vacation. Some of you might be smiling, but others are worried about lunch money, bus fares, never ending traffic and the aches and pains that are characteristic of a new school term. I know that feeling. I will go back to leaving home extremely […]

There are so many ways to save money and to cut back on spending. It’s an exercise that can really make you re-think your spending habits. When I decided to revamp my spending habits, it was not easy. It is a very hard process that calls for dedication and focus on the task at hand. […]

I’ve been called “cheap” by many people and for some reason I never get offended. In the Caribbean “cheap”, which also means frugal, is a term used to describe people who do not like to spend money or overspend on items. When I’m described as “cheap”, I usually smile and say “Ah well.” It does […]