A couple Saturdays ago, my cousins and I went on a garage sale adventure. It was my first garage sale outing and I was excited. They had spent most of the day looking for and perusing garage sales. One cousin was trying to find some side tables for her bedroom, and she was looking for… Read More »How to Shop a Garage Sale
Budgeting and Income
Let’s say that you were a billionaire and financially set for the rest of your life. I mean “set” to the extent that your great- great grandchildren would be financially set too. Would you wager $5 million on the Superbowl? Birdman, a rapper by “profession”, reportedly wants to bet a cool $5 million on the… Read More »Would You Wager $5 Million on the Superbowl?
Last week I went into the supermarket and an idea hit me. Actually, it had popped into my head a couple times before but I was not sure how to approach the topic. For years there has been a debate on the basket of goods and its importance to the survival of the average person.… Read More »The Basket of Goods Project : Food and Beverages
From the time I was small I’ve been hearing comments about wasting money. Some of the comments are “He’s always wasting money” or “She loves to waste money”. Now that I’m older, I know what those comments meant. Wasting money is something that varies from person to person and one person’s waste could mean another… Read More »How to Stop Wasting Money
The first mistake that people make when making resolutions for a new year, is by making unrealistic goals. My take on it is that you should make goals that you know that you can make. For example, if you know that for the whole of 2011, you made it to the gym three times, don’t… Read More »My Goals for 2012
How much to tip? It depends. I’m not a fan of tipping, but I will admit that I have tipped more than once. But when I do, it does not go over five dollars unless it was an exceptional meal with excellent service. I’m not a fan because I believe that when I pay for… Read More »How Much To Tip?
November is here already and many stores are decorated with Christmas lights and decorations! I am a firm believer in early Christmas shopping. But this is probably because I don’t have much to buy. If you’ve never thought about doing your shopping early, maybe this is the year to try it. All it takes is… Read More »Five Benefits of Early Christmas Shopping
I want to be debt free. But sad to say, I can’t be unless I win the lottery. Many of my goals and dreams require that I have some form of debt or a boatload of funds. There are some people who would have worked for many years, saved every dime and bought major purchases… Read More »I Want to Be Debt Free But…
“Let’s go on a shopping spree to Miami!” Your best friend calls you up and you can see her excitement oozing through the telephone. You know that you want to go. You love shopping and you love Miami! So you say, “Sure, let’s do it!” The two of you go on and on about the… Read More »Scenario: Your Friend Suggests a Shopping Spree in Miami
Many people hear the word “budget” and their minds immediately go to what the leader of a country or an organisation does periodically to see where money will be spent. To be honest, when I think of the word “budget”, I think of my little excel document that details how my salary will be allocated.… Read More »How To Track Your Finances Using A Budget