There are several strategies that you can use to start saving from your first pay cheque. Unless you were born with a proverbial silver spoon, when you get your first job, it’s like the flood gates to a pot of gold opened. When I was in university, I promised myself that when I landed my […]
I made the decision to live within my means several years ago, long before I started this blog. In a sense it inspired my desire to launch a personal finance blog where I could share some of the strategies that worked for me. It was not easy though, because I was accustomed to a certain […]
Working two jobs is not an easy feat, but sometimes it’s necessary when you need more money in your hand. This was my situation a few years ago when I was on the hunt for a second job. At the time, I was looking to purchase some property and I wanted to increase my savings […]
A workmate and I were talking about real estate investing and she told me about a news story that she had seen on residents in a Canadian apartment building who were fighting to survive a renoviction. I had never heard of the term renoviction before, but because the smash sounded like “renovation” and “eviction”, I […]
Late last year, I spent endless hours on Pinterest trying to find the perfect template to set up a household budget worksheet that I could use to organise my house finances. The reason for this, is that I finally decided to separate my personal budget from my household budget. In the past, I’ve always included […]
It’s a fact that emergency funds save lives. Mine has saved me too many times to count and I know that I will lean on it again at some time in the future. In the past I’ve outlined steps on how you can create an emergency fund and I’ve made it a habit to post […]
Sometimes families that are surviving on one income are not doing so by choice. People always seem to think that when others are in certain situations, it was done by choice. Some single income households come about because the sole breadwinner is in a financial position to support the entire family quite comfortably. But some […]