You’re still in your twenties and thirties and retirement is at least thirty years away. You have enough time before you start planning for retirement. I mean, you haven’t been working for ten years yet. It’s definitely too early to starting thinking about retiring. Right? Wrong! It is never too early to start planning for… Read More »Why You Should Start Planning For Retirement Now
Recently, the Governor of the Central Bank of Barbados warned that things will not get any better and that there will be more job losses. I read that there were over seven hundred new claims for unemployment with hundreds more expected in the last quarter of 2011! What would you do if you were one… Read More »Five Things To Do If You Lose Your Job
Earlier this year (with financial help from my parents) I redecorated my bathroom. My research showed that remodelling bathrooms and kitchens was every expensive. However, I knew that I had a small budget to work with, so I had to very conscious of how I was spending my money. My goal was to turn the… Read More »How I Redecorated My Bathroom on a Budget
Although it is slow in coming, the Caribbean is becoming more and more internet savvy. I love the internet and it’s my first stop when I want to find information. When I’m looking for a telephone number, I go the Barbados yellow pages instead of looking through the telephone phone book. I think the convenience… Read More »Five Online Sources For Jobs in the Caribbean
In Part 1 of Frugal Fitness: Walking, I talked about the benefits of brisk walking and listed some important tips to note. Walking is one of those exercises that does not require much, but can give you a lot of benefits. A few years ago, I would go on power walks on mornings. I called… Read More »Frugal Fitness: Walking (Part 2)
Healthy living is not only about what you eat, but also about how you treat your body. Treating your body right is all about the right combination of fitness and exercise. Frugal fitness describes those activities including exercise and sports, that are free or very inexpensive, yet effective and efficient at keeping you fit and healthy.… Read More »Frugal Fitness: Walking (Part 1)
Buying land in Barbados can be a very long and drawn out process. If you’re thinking about buying land in the near future, there are some things that should be taken into consideration. These tips are not in any particular order, but attention should be paid to all of them. 1. Find out the loan… Read More »Ten Tips to Note When Buying Land in Barbados
When my best friend told me that she was getting married, I was so excited. This step symbolised that she was serious about this dude and that she was willing to spend the rest of her life with him. My thoughts immediately went towards the steps to come after that – having a home, children,… Read More »How My Best Friend Planned a Budget Wedding
I read in a local newspaper that the Central Bank of Barbados will be offering a savings bond issue. This is the sixty-eighth issue of government bonds, and they went on sale on Monday, 3rd October 2011. I’ve never bought savings bonds before, but I think that it’s a good long term savings tool. A… Read More »Government of Barbados Savings Bond Issue 2011
A good financial plan should include an emergency fund. An emergency fund, which can go by many other names including “just-in-case money”, “emergency money” and “if something bad should happen money”, is money that can be used to cover unexpected emergencies when they arise. When I got my first full-time job, I opened a new… Read More »How to Start an Emergency Fund